If you’ve been injured in an accident, it’s essential to know how to handle the situation. You may be tempted to handle everything on your own, but this is not always the best course of action. If you were hurt in an accident where you were not at fault, you need an injury lawyer in Cambridge, then these are some signs that should tell you it’s time to hire one:
• You were hurt in a car accident
If you were involved in an accident that was not your fault, you might be entitled to damages for any injuries sustained while driving the car or if you were a passenger at the time of the crash. Your injuries might include whiplash, soft tissue damage, or brain injuries like concussions and spinal cord injuries. In addition, the law requires all drivers to carry insurance coverage for their passengers’ injuries in case of an accident. This means that even if the other driver does not have auto insurance coverage, you can still sue them for damages caused by their negligence.
• You’re dealing with a large amount of medical debt.
Once you’ve received medical treatment from an accident, the bills start rolling in. If your health insurance doesn’t cover all these costs, you must seek compensation from those who caused the accident that led to your injuries. A lawyer can help negotiate with these parties so that they’re held accountable for their actions and pay up accordingly.
• Your accident involved a government entity.
If your accident involved a government entity of any kind (state or federal), then special laws apply to these types of accidents. You will need to talk with an attorney so that they can explain how these laws work and what legal options are available for victims like yourself who have been injured by government entities such as police officers or teachers who were acting on behalf of the government at the time of their actions leading up to the accident.
• You have no health insurance coverage or limited coverage.
You must have adequate health insurance coverage if you ever get into an accident. Without it, you could end up paying thousands of dollars out of pocket for medical care. However, if your health insurance doesn’t cover all of your expenses and the other person involved in the accident wasn’t insured, you may want to talk with an injury lawyer about your options.
• You don’t understand the insurance company’s offer.
The insurance company has offered you a settlement, but you don’t know what it means or whether it’s fair. The insurance adjuster may have given you a vague explanation and told you to “take it or leave it,” but they didn’t explain why the offer was made or what factors went into determining the amount of compensation they’re offering. If this is the case, it’s time to hire an injury lawyer to help explain the situation and negotiate on your behalf.