The Canadian Pension Plan (CPP) offers expanded coverage. In fact, a new monthly benefit has become part of CPP’s retirement plan. With changing legislations, this has come into the limelight multiple times.
Details on the new benefit:
In the past CPP disability benefits would get delivered to all of those Canadian workers that had retired and had paid into Canada’s retirement program. Naturally, any recipient of CPP’s disability benefits had to be disabled. In other words, he or she had to deal with a prolonged and severe disability, one that kept the same worker from holding down any type of job.
Now those stipulations have changed. Today any disabled worker under 65 that has contributed a sufficient amount of money into CPP qualifies for receipt of CPP’s benefits. Of course, that same man or woman must still display evidence of having to deal with a severe and prolonged disability.
In addition, the employee that applies for CPP’s newest benefit must show that he or she cannot hold down a job. Proof of that fact usually comes in the form of a recurring physiological or mental problem, one that robs the affected worker of at least one quality that is desired in an effective employee.
For instance, it could be that the worker’s disability makes him or her prone to falling. Obviously, no employer would want to hire someone that might fall down, while on-the-job. Hence, such a worker would qualify for the new CPP benefits, if he or she had already paid a specified amount of money into the retirement program. However, oftentimes, it is denied and that is when you need the assistance of a personal injury lawyer in Cambridge to assist you.
An added benefit for certain family members:
The expansion of CPP’s program has also led to the introduction of children’s benefits. Those get delivered to dependent children under the age of 18, or those between the ages of 18 and 25, while remaining in school. Each such child must have a parent that is disabled, and is also receiving benefit-money from CPP.
Certain family members get deprived for any benefit-money. Those are the spouses of the workers receiving any of CPP’s checks, and also any children that remain in school beyond the age of 25. Of course, any of those that remained healthy could go after a job that was covered by Canada’s retirement program (CPP).
By the same token, the Plan’s provisions include no mention of those disabled workers that cannot claim to have a severe and prolonged disability. Furthermore, anyone that claims to be burdened with such a disability must also be unable to hold down a paying job.